Following the success of past issues, HSBC Bank Malta plc has now introduced the third issue of the Annual Income Deposit Account (AIDA). As an added special benefit for this issue, accounts will attract a credit interest rate of three per cent per annum on funds parked in accounts before the actual strike date.

The five-year term AIDA continues to be a very popular product that, apart from offering security of capital, gives customers the opportunity to receive an attractive annual income from half the capital, together with the participation in the potential growth of selected share indices of the other half.

These AIDA issue offers come in three options with guaranteed gross annual interest ranging from five to six per cent per annum on half the deposit. The element of participation in the growth of share indices ranges from 30 to 50 per cent and is linked to the second half of the deposit. Participation growth, if any, is paid out at the end of five-year term together with the original capital.

The options comprise two currencies, the Maltese lira and sterling, and the selected indices available are the FTSE Eurozone Property Index and the Dow Jones Eurostoxx Index. Minimum deposits of Lm2,000 or £3,000 are required.

“Depositors who want to obtain an annual guaranteed return on their term deposits and at the same time benefit from the potential growth in some of the world’s leading stock market indices should find the AIDA very attractive. Past issues of AIDA have been a success, with customers attracted by the dual features of capital security and strong annual income. We are now granting additional attractive three per cent credit interest before the actual strike date and this should make AIDA ever more popular,” said HSBC head of Personal Financial Services Godfrey Swain.

The closing date of this limited issue is 16 January 2007, but in the case of over-subscription, HSBC reserves the right to withdraw the offer at any time prior to the closing date.

For more information about AIDA, contact Customer Service on 2380-2380, visit HSBC’s website at the address www.hsbc.com.mt or call at any HSBC branch in Malta or Gozo.