The GlobalCapital Protected Savings plan is a Life Insurance Savings Policy that provides a cautious way of helping you save money, while offering a means of financial protection.

Our life expectancy has never been better; while this is great news it also means that we need to find a way to sustain our lifestyle and daily needs in the future. Global Capital’s Protected Savings Plan gives you this guarantee, allowing you to live the retirement life you have worked so hard for and to have sufficient funds to maintain yourself and your loved ones. Be it affording the best education for your children, buying a new family home or simply going on a well-deserved holiday, acting about your future today will help ensure that you reap the benefit when you need it most. It is never too late to start saving.

The GlobalCapital Protected Savings plan is an interest sensitive regular premium endowment policy issued and underwritten by GlobalCapital Life Insurance Limited. Every year, an annual bonus is declared and added to your Policy Account. Once these bonuses are declared, they cannot be removed or changed, making this policy one of the safest savings tool on the market.

Forming part of the GlobalCapital Life Fund, an investment portfolio managed by a team of professionals at GlobalCapital Life Insurance Limited, this plan offers full flexibility. You may opt for the basic policy, which does not require any medical examinations and which includes a small death benefit that is free of charge. You may also opt to increase the level of death cover in order to safeguard your loved ones should you pass away unexpectedly.

At maturity of the policy, you will receive a lump sum payment to use as you best wish. Currently, any benefits paid to you from the GlobalCapital Protected Savings plan are exempt from tax; however, tax laws may change and you are advised to seek independent professional tax advice on this matter.