The web hosts an array of money management tools to manage your financial life. While many are provided by banks, but not in Malta, several are not dependent on the country in which you live. Following is a sample of some of the leading online tools that can be used from anywhere.
www.wesabe.com
Wesabe does not what country you are in because it does not connect to your actual bank account as many similar online and smartphone app offerings do. Instead it provides you with upload tools (including a Firefox extension) that allow you to upload an account export from your bank account. Once you have your accounts uploaded, you can tag and organise your spending as well as come up with graphs and analytics.
www.geezo.com
Geezeo looks quite similar to Wesabe in many ways. It has the money management tools and a bit of the social power of Wesabe mixed in. The interface is very web 2.0 and its promising tag is ‘educated financial decisions’.
www.gnucash.org
GnuCash is personal and small-business financial-accounting software, freely licensed under the GNU GPL and available for GNU/Linux, BSD, Solaris, Mac OS X and Microsoft Windows. Designed to be easy to use, yet powerful and flexible, GnuCash allows you to track bank accounts, stocks, income and expenses. As quick and intuitive to use as a chequebook register, it is based on professional accounting principles to ensure balanced books and accurate reports.
quicken.intuit.com
Quicken is a major player offline and it has taken its product to the web. It carries the benefit of a familiar face and it is a brand that many probably already know and trust.
www.buxfer.com
Personal money tracking: keep track of how you spend your money and who owes you
budgettracker.com
Track your transactions, bills, income and budget in one place. Organize yourself with BudgetTracker’s calendar and receive notifications of upcoming events.
www.budgetpulse.com
A free service that enables you to track your money flow, plan your budget and create charts and diagrams.
www.dimewise.com
Dimewise is a secure web-based personal finance manager. It’s not free and the services costs US$5 per month.
www.networthiq.com
Create financial profiles and compare it with those of other users.
www.expensr.com
A free financial manager that helps you understand where all your money is going. It supports graphs, projections, and some community features like tags and public personal profiles.
www.pearbudget.com
Compare what you thought you’d spend to what you’ve really spent; analyse your expenses and save money. Pearbudget is a free desktop application and a web-based version is currently in beta stage.
www.foonance.com
A simple, ‘Web 2.0’ money tracking solution: add your “money stores” (places where you keep your money) and log transactions.
www.billster.net
Track personal and group expenses (including standing orders), and set reminders.
www.spicydigits.com
Track shared and recurring expenses within a group – notifications are sent to group members via email. Free to use.