MeDirect Bank Malta continues to enhance the range of investment options available to customers with the introduction of its new Model Portfolios service. This innovative offering allows customers to select from a range of portfolios, based on their preferred risk profile. Options range from cautious to balanced and dynamic with the funds featured in each portfolio managed by renowned asset managers.
The fact that customers can opt for different portfolio options, each containing expertly managed funds, ensures customers have the freedom to select the investment that best suits their goals. This builds on MeDirect's longstanding mission, reflected in its broad range of investment and banking products, to give customers the tools and information they need to build wealth with autonomy.
Global Expertise
MeDirect's Model Portfolios are analysed and managed by three globally recognised investment firms. These are Morningstar, Aegon and Liontrust. Each of these offers investors different options with Morningstar which is renowned for its independent and transparent research and analysis on over 600,000 investments providing a range of portfolios investing globally. Aegon, meanwhile has a deep expertise in life insurance, pensions, and asset management and has partnered with MeDirect to provide Model Portfolios that deliver regular income. Liontrust is a specialist fund management company established in 1995 and together with MeDirect will provide Model Portfolios that specialise in sustainable investment strategies that seek long-term growth while promoting positive environmental and social impact.
Accessibility and Flexibility
Among the many benefits of MeDirect's Model Portfolios are the accessibility and flexibility offered to customers. To select an Aegon or Liontrust Model Portfolio, an initial investment of just €100 is all that is required, to which monthly contributions can then be added. These contributions can also be as little as €100 a month. The minimum investment for a Morningstar Model Portfolio is €1,000, with optional monthly contributions also starting from €1,000. Customers will have complete freedom to change their monthly contributions, deposit additional funds or make withdrawals at any time without incurring any additional charges. For an initial limited three-month period, MeDirect is also waiving all entry fees.
Income or Accumulator
Investors can choose between Income and Accumulator funds, depending on their financial goals. Income funds, which are the primary focus of Aegon, aim to deliver regular payouts rather than capital growth, making them ideal for those seeking a consistent income stream. In contrast, Accumulator funds reinvest earnings to support long-term wealth accumulation. This flexibility ensures that investors can select the approach that best aligns with their financial objectives.
Sustainability Focus
For those investors who prioritise sustainability, Liontrust offer Model Portfolios with a selection of funds that focus on sustainable investments. These funds are designed to generate long-term returns while contributing positively to environmental and social outcomes. Choosing a Model Portfolio with a sustainability focus doesn't mean compromising on returns - these investments are still thoughtfully designed with profitability in mind, while also supporting positive environmental and social outcomes.
Confidence in diversified investments
With Model Portfolios, clients can diversify their investments by choosing from a variety of options, featuring funds that match their risk tolerance and investment goals. They can do this starting with just €100 and, until 30th September 2025, without incurring any entry fees. MeDirect's Model Portfolios also provide access to funds which are managed by some of the world's best experts with a strong track record in asset management, providing clients with confidence in their investment choices.
Jean-Claude Maher, Group CEO at MeDirect, said, "MeDirect's new Model Portfolios service represents an important step forward in empowering clients to achieve their financial goals through well-structured and expertly managed investment options. Whether building wealth, seeking income, or prioritising sustainability, MeDirect customers now have yet another option to navigate their investment journey with confidence and clarity."
For more information about the Model Portfolios service, visit https://www.medirect.com.mt/invest/model-portfolios/
Model portfolios are made up from a basket of mutual funds that are manufactured by multiple fund houses and distributed by MeDirect Bank (Malta) plc.
When investing you may lose some or all of the money you invest. The value of your investment may go down, as well as up. Any income you get from this investment may go down, as well as up. A commission or sales fee may be charged at the time of the initial purchase for an investment. Any decision to invest should always be based upon the details contained in the Prospectus and Key Information Document (KID) of the funds making up the model portfolio.
MeDirect Bank (Malta) plc, company registration number C34125, is regulated by the Malta Financial Services Authority and is licensed to undertake the business of investment services under the Investment Services Act (Cap. 370).