Graduation is a time of celebration. After long months and years of sacrifice, it is the time when students reap the rewards for their hard work. It is also a time of some tough decisions to be taken... deciding on "life beyond college years" and what's next in life.

Whether seeking further studies, pursuing a career or starting a new business venture, Bank of Valletta grouped a number of financial solutions under one package offered exclusively to neo-graduates. It incorporates an array of banking products varying from personal financing, business start-up loans and overdrafts, electronic banking services and first-time buyers' home loan solutions.

Speaking on the launch of the package, Geoffrey Ghigo, head Branch Network at Bank of Valletta said: "The BOV Graduates Package is a flexible financial solution from which graduates can choose the banking products they require. As part of the package benefits, the BOV Visa Classic, the BOV Mastercard and the 24x7 Internet Banking Services are offered free of charge for the first year. Likewise, there are no processing fees on BOV Home Loan first-time buyers' package and reduced interest rates on Personal Financing particularly on purchasing a new car or seeking a loan for further studies both locally or overseas."

The BOV Graduates' package benefits remain applicable until five years from graduation date, while any reduced rates remain applicable until the end of term of the loan.

For any further information, interested parties are invited to contact the BOV Customer Service Centre on 2131 2020, visit any BOV branch or log on www.bov.com