The Maltese property market is made up of housing that comes in all shapes and sizes. Some are old and historic, and possess outstanding architectural beauty; others are new and state of the art, ranging from apartments to villas in some of Malta’s most sought after locations.
To help prospective buyers find their way in the housing market HSBC is, for the third consecutive year, supporting the Malta Property Expo between 17 and 20 March. The Malta Property Expo brings the industry together under one roof, making it easy for buyers to identify what is available and how best to acquire their dream home.
“HSBC has sponsored the Property Expo from the very first edition and this year is no exception. We have recently launched HSBC Group’s latest global proposition, HSBC Advance in Malta and are pleased to link this with the Malta Property Expo. HSBC Advance is a financial proposition that is already available in 29 other countries and is designed to get customers thinking about money in a new way. It helps you take care of your day-to-day finances and protect what’s important, giving you more time to focus on your work and family. It also offers international services when you need them, such as international account opening and emergency worldwide support,” said Andy Ripley, Head of Personal Financial Services at HSBC Malta.
“Finance is an important factor in the home buying equation as it makes or breaks a deal,” said HSBC’s Joyce Grech, Head of Product Management. “HSBC facilitates every kind of home finance and the process of home loan processing is a seamless and fast one. The bank has trained specialists to guide buyers through the feasibility of a home loan, taking into consideration individual circumstances such as income and existing commitments.
“HSBC is an international brand with global experience, yet it has a deep understanding of the Maltese market. This advantageous position becomes increasingly relevant when it comes to international buyers seeking property in Malta. HSBC has a successful track record as the point of reference of choice for foreigners who apart from sound financial advice seek the peace of mind of being financially endorsed by a reputable institution which is globally recognised, like HSBC.”
HSBC offers both variable and fixed interest rate loans. While variable interest rates fluctuate with any changes in the base rate, fixed interest rates remain constant throughout the fixed rate period. This is of great benefit where future budget planning is concerned as it means that monthly repayments are not affected by any changes in the bank’s base rate.
HSBC understands how important a home loan is for its customers and promises a home loan decision within 48 hours – this is the unique Home Loan Service Promise. HSBC also pledges to pay compensation of €120 if it does not keep the promise.
For more information and an instant home loan quotation visit the website www.hsbc.com.mt. Alternatively, you can call the Bank on 2380 2380 or visit any HSBC branch to discuss requirements with a home loan specialist for guidance.