HSBC Malta enhanced its Travel Insurance Benefits for its complimentary Travel Insurance policy, offering improved benefits to Premier and Advance credit and/or debit card holders. Business (VISA credit card) account holders also benefited from these enhancements.
HSBC Malta has enhanced its complimentary Travel Insurance policy, offering improved benefits to Premier (credit and/or debit card), Advance (credit and/or debit card) and Business (VISA credit card) account holders as part of its ongoing commitment to exceptional service.
These improvements, effective for all trips booked from 1st January 2025, offer customers greater protection and peace of mind while travelling.
The enhanced policy now includes:
Extended trip duration - allowing for longer stays abroad.
Removal of excess for delayed luggage - ensuring customers are reimbursed faster and in full.
Expanded missed departure coverage - now applicable to outbound travel.
Cancellation cover due to adverse weather - providing additional security against unexpected disruptions.
In addition to the complimentary coverage, customers can opt for extended protection at highly competitive rates. Optional extensions include cover for specific sailing trips, winter sports, hire vehicle excess, and increased baggage limits.
Through the Premier, Advance and Business offering, HSBC Malta customers also benefit from round-the-clock emergency assistance while travelling. A globally recognised service provider operates 24/7, 365 days a year, offering immediate support in medical emergencies, including hospital admission coordination, repatriation, and medical expense authorisation.
"At HSBC Malta, we continuously seek ways to enhance the benefits available to our esteemed customers. These improvements to our travel insurance coverage provide even greater peace of mind, ensuring our Premier, Advance, and Business customers can travel with confidence, knowing they have access to extended protection and emergency assistance if, when and where they need it," said Muriel Rutland, Head of Wealth and Personal Banking at HSBC Malta.
To qualify for the HSBC Travel Insurance scheme, customers simply need to settle all or part of their flight, marine transport, or accommodation costs using their HSBC Premier, Advance, or Business debit or credit card. Benefits are subject to the policy term and conditions.
The travel insurance policy is underwritten by Atlas Insurance PCC Limited and administered by Mediterranean Insurance Brokers (Malta) Ltd, both regulated by the Malta Financial Services Authority. HSBC Bank Malta p.l.c., which distributes the product, is a public limited company licensed by the Malta Financial Services Authority to carry out banking operations.