Many have probably noticed a little goldfish jumping around from one bowl to the other in the media in the past few days. This goldfish represents the simplicity and innovation of a new unit-linked life insurance product issued by GlobalCapital Life Insurance Ltd.

The GlobalCapital Distribution Bond offers a new approach to investments with investors having the possibility to choose between three pre-defined managed strategies covering three principal asset classes: bonds, equities and property. This feature does away with the hassle of having to choose individual funds to link to and, at the same time, peace of mind that a team of professionals is managing your investment within a set of clear parameters that match your risk profile.

Apart from this option, the product gives clients the possibility to benefit from withdrawals on an annual basis at a rate of five per cent of the value of their policy account, subject to such policy account being worth not less than the premium received by the company including additional lump sum contribution and also subject to applicable surrender charges. In fact, the product has a minimum entry of just Lm3,000 (EUR6,988.12) with clients having the possibility to top-up from time to time by buying extra units in the selected managed strategies.