For the first time, HSBC Malta is offering customers a ‘Total Return’ investment, through the launch of the new Multimanager Premium fund.

The main advantage of total return funds is that they seek to produce returns in both rising and falling markets, over a market-cycle. These funds use more sophisticated trading strategies to benefit from opportunities in the market.

The performance of total return funds is not generally correlated to the performance of traditional assets such as fixed income, shares or property and investors can therefore expect to reduce the volatility of their investment portfolio.

The selection of the underlying funds in the Multimanager Premium fund is carried out by HSBC Investments (France) Multimanager team, a specialist division that brings together skilled investment managers across the world.

Charles Azzopardi, managing director of HSBC Securities Services said: “The Multimanager Premium fund is an ideal solution for customers who perhaps don’t have the time or skills required to manage and monitor their own fund selection. The Multimanager Premium fund offers them a managed and diversified investment, and is suitable for those customers seeking a stable level of capital growth while willing to accept a controlled degree of risk. The fund is a euro-based investment product and therefore should be of particular interest to customers in Malta.”

The Fund is available from a minimum initial investment of EUR5,000 or via a monthly investment plan. For a limited period only, i.e. up to 31 October, investors will pay a reduced initial fee of 1.5 per cent on their investment outlay. Customers interested in finding out more about the Multimanager Premium fund can visit any branch of HSBC Malta or contact Customer Service on 2380-2380.