Bank of Valletta is offering its customers the opportunity to invest in the new BOV Lifelink Capital Guaranteed Bond (Tranche 2017) with a guaranteed interest rate of 6.6 per cent per annum for the first two years.

This innovative product is a 10-year unit-linked life policy that guarantees the return of capital invested (if held to maturity) and is available in both Maltese lira and euro. The BOV Lifelink Capital Guaranteed Bond provides two types of coupons that are paid annually. In the first two years the coupon is guaranteed at the rate of 6.6 per cent per annum. In the remaining eight years, the coupon is variable (up to a maximum of 8.5 per cent per annum) and is linked to the performance of a basket of 25 shares. From year four onwards the variable coupon has a minimum guarantee of 50 per cent of the highest previous variable coupon.

The BOV Lifelink Capital Guaranteed Bond is aimed at cautious investors whose primary concern is the protection of capital but who also wish some exposure to the performance of the equity markets. The minimum investment is EUR5,000 or Lm2,000

Clients taking up this product also have the option of appointing one or more beneficiaries who will be entitled to receive the death benefit or other benefits under the policy. This is a useful option for estate planning available under all BOV Lifelink policies.

This is a time-limited offer issued by Middlesea Valletta Life Assurance Company Limited and may close earlier if fully-subscribed.

Further details about this offer may be obtained from any BOV branch, by calling Freephone 8007 2388, visiting www.bov.com or by sending an e-mail to [email protected]